--- title: Cavik Insurance | Home, Auto, Pet, Boat & Business Insurance in NC description: Cavik Insurance compares quotes from top carriers to find the right home, auto, business, watercraft & pet coverage. Serving NC, SC, VA & TN. Get a quote --- [![Cavik Insurance](https://www.cavikinsurance.com/hubfs/logo-horizontal-white.webp)](https://www.cavikinsurance.com/) Follow Along [Client Login](https://customerservice.agentinsure.com/EzLynxCustomerService/web/cavik/account/login) - [Home](https://www.cavikinsurance.com) - Insurance Coverage [Homeowner & Rental Insurance](https://www.cavikinsurance.com/homeowners-rental-insurance)[Pet Insurance](https://www.cavikinsurance.com/pet-insurance)[Auto Insurance](https://www.cavikinsurance.com/auto-insurance)[Business Insurance](https://www.cavikinsurance.com/business-insurance)[Watercraft Insurance](https://www.cavikinsurance.com/boat-insurance) - [About](https://www.cavikinsurance.com/about) - [Locations](https://www.cavikinsurance.com/locations) [Leland](https://www.cavikinsurance.com/locations/leland)[Carolina Beach](https://www.cavikinsurance.com/locations/carolina-beach)[Fayetteville](https://www.cavikinsurance.com/locations/fayetteville) - [Blog](https://www.cavikinsurance.com/blog) - [Contact](https://www.cavikinsurance.com/contact) [Get a Quote](https://www.cavikinsurance.com/contact) [910-722-3225](tel:9107223225) [910-722-3225](tel:9107223225) Follow Along [Client Login](https://customerservice.agentinsure.com/EzLynxCustomerService/web/cavik/account/login) [Call](tel:9107223225) Before Havoc, Call Cavik! # Independent Insurance Agency Serving the Southeast [Get a Quote](https://www.cavikinsurance.com/contact) [Manage My Policy](https://customerservice.agentinsure.com/EzLynxCustomerService/web/cavik/account/login) 180+ 5★ Reviews Locally Owned 7 Professional Agents 3,000 Customers 4 States 180+ 5★ Reviews Locally Owned 7 Professional Agents 3,000 Customers 4 States ![Cavik Cares](https://www.cavikinsurance.com/hubfs/cavik-cares-logo.webp) **4.7** stars ★★★★★ ## Cavik Cares About Keeping You Properly Covered Serving the Southeast with 3 North Carolina Offices Cavik Insurance helps you compare home, auto, business, pet, watercraft, and specialty insurance quotes from top carriers. As an independent agency, we compare options across multiple carriers to find coverage that fits your needs and budget, rather than pushing a single provider. With 25+ years of combined experience, our local team helps simplify both personal and business insurance in one place. ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/decor/wave-watermark-left.png) ## Let’s Get You Covered [![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/icons/icon-house.png) Homeowner & Rental Insurance Homeowners and renters insurance help protect your home, rental, belongings, and liability from fire, theft, damage, and covered losses. Learn More ›](https://www.cavikinsurance.com/homeowners-rental-insurance) [![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/icons/icon-car.svg) Auto Insurance Auto insurance coverage helps protect your vehicle, liability, and budget from accidents, damage, theft, and other covered incidents. Learn More ›](https://www.cavikinsurance.com/auto-insurance) [![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/icons/icon-boat.png) Watercraft Insurance Watercraft insurance coverage helps protect boats, jet skis, liability, and equipment from damage, theft, accidents, and covered risks. Learn More ›](https://www.cavikinsurance.com/boat-insurance) [![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/icons/icon-briefcase.png) Business Insurance Business insurance coverage helps protect your company, property, operations, and liability from claims, accidents, damage, and covered risks. Learn More ›](https://www.cavikinsurance.com/business-insurance) [![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/icons/icon-paw.png) Pet Insurance Pet insurance coverage helps protect your budget from eligible veterinary costs related to accidents, injuries, illnesses, and covered treatments. Learn More ›](https://www.cavikinsurance.com/pet-insurance) We compare insurance quotes and plans from multiple providers to help you find the right coverage for your home, business, and more, all under one agency. [Get a Quote](https://www.cavikinsurance.com/contact) ![Nationwide](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/nationwide.svg "Nationwide") ![Liberty Mutual](https://www.cavikinsurance.com/hubfs/2-1.png "Liberty Mutual") ![Progressive](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/progressive.svg "Progressive") ![GEICO](https://www.cavikinsurance.com/hubfs/geico.png "GEICO") ![AmTrust Financial](https://www.cavikinsurance.com/hubfs/5.png "AmTrust Financial") ![The Hartford](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/hartford.svg "The Hartford") ![Allied Trust](https://www.cavikinsurance.com/hubfs/690107dccf385c599ace4eb0_ATIC_squared%20(1)%20(2).webp "Allied Trust") ![American Integrity Insurance](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/american-integrity.svg "American Integrity Insurance") ![American Modern](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/american-modern.png "American Modern") ![Hagerty](https://www.cavikinsurance.com/hubfs/Hagerty_40th_Anniversary_Logo.png "Hagerty") ![National General](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/national-general.png "National General") ![One Alliance North America](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/one-alliance.png "One Alliance North America") ![SageSure](https://www.cavikinsurance.com/hubfs/Website_Logo.webp "SageSure") ![AmWINS](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/amwins.svg "AmWINS") ![Burns & Wilcox](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/burns-wilcox.svg "Burns & Wilcox") ![Philadelphia Insurance Companies](https://www.cavikinsurance.com/hubfs/philadelphia-insurance.png "Philadelphia Insurance Companies") ![Markel](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/markel.svg "Markel") ![Universal Property & Casualty](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/universal-property.svg "Universal Property & Casualty") ![Berkshire Hathaway GUARD](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/berkshire-hathaway-guard.png "Berkshire Hathaway GUARD") ![Orchid Insurance](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/orchid-insurance.png "Orchid Insurance") ![RPS](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/rps.svg "RPS") ![USLI](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/usli.png "USLI") ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/nationwide.svg) ![](https://www.cavikinsurance.com/hubfs/2-1.png) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/progressive.svg) ![](https://www.cavikinsurance.com/hubfs/geico.png) ![](https://www.cavikinsurance.com/hubfs/5.png) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/hartford.svg) ![](https://www.cavikinsurance.com/hubfs/690107dccf385c599ace4eb0_ATIC_squared%20(1)%20(2).webp) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/american-integrity.svg) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/american-modern.png) ![](https://www.cavikinsurance.com/hubfs/Hagerty_40th_Anniversary_Logo.png) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/national-general.png) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/one-alliance.png) ![](https://www.cavikinsurance.com/hubfs/Website_Logo.webp) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/amwins.svg) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/burns-wilcox.svg) ![](https://www.cavikinsurance.com/hubfs/philadelphia-insurance.png) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/markel.svg) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/universal-property.svg) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/berkshire-hathaway-guard.png) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/orchid-insurance.png) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/rps.svg) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/carriers/usli.png) ## Protect Your Home With Flood Insurance Flood damage isn’t covered by most standard homeowners insurance policies—but we’re here to help. Whether you’re looking for a quick FEMA flood insurance quote or want guidance on finding the right coverage, Cavik makes it easy to get started. Looking for a basic FEMA flood insurance quote? Use our secure online quoting portal to get started in minutes. [Get a FEMA Flood Quote](https://thehartford.getflood.com/vue/ConsumerPortal/Application?key=Z3727E0014879D) ### Need More Personalized Coverage? If you’d like to explore private flood insurance, compare options, or have questions about your property’s flood risk, our team is here to help. [Contact Our Team](https://www.cavikinsurance.com/contact) ![](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/decor/wave-watermark-right.png) ## Serving the Southeast ![Cavik Insurance mark](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/logo/logo-mark-color.png) ![Cavik Locations Map](https://www.cavikinsurance.com/hubfs/Cavik%20Locations%20Map-1.png) Where you’ll find a local insurance agency ready to help. Leland [403 Village Rd Leland, NC 28451](https://maps.app.goo.gl/f7JqMvjiNFKgNtUc6) **Office Hours:** 9:00am–5:00pm | M-F [Learn More](https://www.cavikinsurance.com/locations/leland) Carolina Beach [1029 N. Lake Park Blvd Carolina Beach, NC 28428](https://maps.app.goo.gl/5LJaestoB9o5Y5Qh7) **Office Hours:** 9:00am–5:00pm | M-F | BY APPOINTMENT ONLY [Learn More](https://www.cavikinsurance.com/locations/carolina-beach) Fayetteville [109 Hay St Suite 202 Fayetteville, NC 28301](https://maps.app.goo.gl/batdSa6fwpr171CH9) **Office Hours:** 9:00am–5:00pm | M-F | BY APPOINTMENT ONLY [Learn More](https://www.cavikinsurance.com/locations/fayetteville) States We Deliver Insurance Excellence To: North Carolina | South Carolina | Virginia | Tennessee ## Find the Right Insurance Coverage Today Get a quote or speak with our team to compare insurance quotes from multiple carriers. [Get a Quote](https://www.cavikinsurance.com/contact) ★★★★★ ## Highly Rated by Our Clients With 180+ five-star reviews, our clients consistently trust us for coverage and support. [Ask Cavik](https://www.cavikinsurance.com/contact) ## Frequently Asked Questions What does an independent insurance agency do? An independent insurance agency works with multiple insurance carriers to compare coverage and pricing. This helps you find the right policy based on your needs instead of being limited to one provider. What types of insurance does Cavik Insurance offer? We offer homeowners, rental, auto, watercraft, business, and pet insurance. We help you compare insurance quotes and options across carriers to find the right coverage. How do I get an insurance quote? You can request a quote online, call our office, or connect with our team directly. We’ll gather a few details and compare multiple insurance coverage options for you. Do I have to work with just one insurance company? No. We are an independent insurance agency, which means that we compare insurance policies from multiple carriers to find coverage that best fits your needs. Can you help bundle my insurance policies? Yes. We can help combine home, auto, and business insurance under one agency to simplify management and potentially improve pricing options. Do you only serve North and South Carolina? We primarily serve individuals and businesses across North and South Carolina and focus on providing local, personalized support. What makes Cavik Insurance different? Cavik Insurance combines access to multiple insurance carriers with local guidance you can trust. Our goal is to help you find coverage that makes sense for your situation. Can I manage my policy or make changes easily? Yes. Our team helps you manage your insurance policy, make policy changes, and answer any insurance questions as your needs change. ## Follow Cavik [![Alexandra at IIANC Insta Post](https://www.cavikinsurance.com/hubfs/raw_assets/public/cavik-insurance-theme/images/social/post-nanc.jpg)](https://www.instagram.com/p/DW1S2bpDVIU/?img_index=1) [![Dog Instagram Post](https://www.cavikinsurance.com/hubfs/dawg.png)](https://www.instagram.com/p/DcgVAU1jwVA/) [![Cavik Team at ball game Instagram Post](https://www.cavikinsurance.com/hubfs/3.png)](https://www.instagram.com/p/DYS22-2pK7c/) [![Happy 9th Birthday cavik insta post](https://www.cavikinsurance.com/hubfs/4.png)](https://www.instagram.com/p/DXy9c6-krhg/) ‹ › [![Cavik Insurance](https://www.cavikinsurance.com/hubfs/logo-stacked-white.webp)](https://www.cavikinsurance.com/) [Get a Quote](https://www.cavikinsurance.com/contact) [Client Login](https://customerservice.agentinsure.com/EzLynxCustomerService/web/cavik/account/login) - Services - [Homeowners & Rental Insurance](https://www.cavikinsurance.com/homeowners-rental-insurance) - [Auto Insurance](https://www.cavikinsurance.com/auto-insurance) - [Watercraft Insurance](https://www.cavikinsurance.com/boat-insurance) - [Business Insurance](https://www.cavikinsurance.com/business-insurance) - [Pet Insurance](https://www.cavikinsurance.com/pet-insurance) - [Our Team](https://www.cavikinsurance.com/about) - [Blog](https://www.cavikinsurance.com/blog) - [Contact](https://www.cavikinsurance.com/contact) Follow Along **Call or Text Now:** [(910) 722-3225](tel:9107223225) |[alexandra@cavikinsurance.com](mailto:alexandra@cavikinsurance.com) *Locations:* [*Leland*](https://www.cavikinsurance.com/locations/leland) [*Carolina Beach*](https://www.cavikinsurance.com/locations/carolina-beach) [*Fayetteville*](https://www.cavikinsurance.com/locations/fayetteville) [Privacy Policy](https://www.cavikinsurance.com/privacy-policy)·[Accessibility Statement](https://www.cavikinsurance.com/accessibility-statement)· Copyright © 2026 · Cavik Insurance | [Made in Wilmington by The Diamond Group](https://www.diamond-group.co/web-design)